Enable Impact brings accredited investors and social entrepreneurs together to get projects with an environmental or social benefit off the ground. The aim is to provide a means for those projects that can help solve global problems find investors specifically interested in funding these types of programs, instead of investing in something purely for profit.
Housers brings investors together to buy property in prime locations and then earn a healthy return on their investment through rental income and/or sale of the property.
Housers claim that you get the benefits real estate investment without all the administrative and legal headaches that normally go with buying a house. They search for properties under market value that will provide a good return on investment and the chosen properties are listed on the website with details. Each property has its own forum where users, investors and developers can discuss the progress of each project.
Who can invest?
Both local and international investors are welcome except for a handful of restricted countries including Afganistán, Angola, Argelia, Corea, Ecuador, Guayana, Indonesia, Iraq, Irán, Lao PDR, Myanmar, Panamá, Papua Nueva Guinea, Siria, Sudán o Yemen. You will need a NIE (identification number) if you are not resident in Spain. You can ask for it at your local consulate or Housers will help you with the process.
Level of investment
Housers recommends you invest at least 1000 euros in each project but the minimum level of investment is just 100 euros.
How does it work?
Funds are paid into the payment processor LemonWay and are blocked until 100% of the funding needed to buy a property is reached. If the total is not reached, the funds are returned to your account.
Housers does not charge any setup fees and only charges if you earn any profit, from which they will deduct 10% commission and admin fees. If you don't earn any profit, you pay nothing.
You will receive your profits in the form of dividends. If the property is rented you receive dividends each month, and profits from a sale upon completion of the sale.
At the time of writing the website is only in Spanish, but I am sure that will change in the future!
Have a look at the type of properties you can invest in for €100 at www.housers.es
Fundrise organises crowdfunding for real estate developers and offers investors a way to get started in real estate at a very low entry level. This opens up a very profitable income stream to everyone instead of limiting it to those with greater buying power.
Investments start from a minimum of $100, with an estimated return of approximately 12-14%. You choose the properties you want to invest in and as an investor you will get dividend payment plus profits from any increase in value in the property.
Getting Your Money Back
Fundrise offers investments between 1-5 years so you can choose how long you want to commit to. They say they only accept 5% of applications after a strict selection process by real estate experts, so your investment is not going to fund every random developer who applies for funding.
Not only can you get a great return on your investment, on a social level, you can help fund and support schemes in your local area.