Alfuenta is a P2P crowdlending platform open to Argentina nationals or residents. They claim you can get returns of up to 43%, and use the same structure as other P2P platforms rating loans from AA to F to classify the risk level of the loan.
As an investor you have the option to select each investment manually, or you can define your lending criteria and let the system choose the loans automatically for you. If at any point you want to withdraw all of your funds from Afluenta, you can sell any outstanding loans you have to other investors.
Each month capital and interest payments are made and you can choose to reinvest in other loans (minimum $1000), or withdraw the funds.
There is also a referral program where you received $500 for each new client you recommend that signs up with Afluenta.
If you want to invest with Afluenta you have to:
- Be Argentinian or resident with a DNI number
- Be over 18
- Have a bank account, email and mobile number
- Invest a minimum of $5000
- Justify where the funds for your investment came from
Afluenta also operates in Mexico with an average return of 23.1% and at the time of writing was developing platforms for the following countries:
>>> www.Afluenta.com <<<