Alfuenta is a P2P crowdlending platform open to Argentina nationals or residents. They claim you can get returns of up to 43%, and use the same structure as other P2P platforms rating loans from AA to F to classify the risk level of the loan. 

As an investor you have the option to select each investment manually, or you can define your lending criteria and let the system choose the loans automatically for you. If at any point  you want to withdraw all of your funds from Afluenta, you can sell any outstanding loans you have to other investors.

Payments

Each month capital and interest payments are made and you can choose to reinvest in other loans (minimum $1000), or withdraw the funds.

There is also a referral program where you received $500 for each new client you recommend that signs up with Afluenta.

Requirements

If you want to invest with Afluenta you have to:

  • Be Argentinian or resident with a DNI number
  • Be over 18
  • Have a bank account, email and mobile number
  • Invest a minimum of $5000 
  • Justify where the funds for your investment came from

Afluenta also operates in Mexico with an average return of 23.1% and at the time of writing was developing platforms for the following countries:

  • Colombia
  • Brazil
  • Chile 
  • Uruguay

>>>   www.Afluenta.com   <<<

 

Additional Info

  • Type Investment
  • Eligibility Argentina
  • Investment required? Yes
  • Need Experience? No
Published in Investing

Zilok is a peer-to-peer lending platform that allows individuals and businesses to rent out anything and everything from cameras to properties. Add your listing, set a price and earn money from things you no longer use or don't mind lending out to make a profit!

Categories include auto, tools, party, electronics, leisure, luxury, at home and vacation. Visitors can search for something by area or by category and if they don't have it, they can request a quote, so even if you are not in the area they are searching for, you might still be able to get the business.  

For those of you who think you don't have anything people would pay to rent, one of the recently rented items was an inflatable Ride the Horse costume, so surely it is worth listing something!  Examples of items you can rent out on Zilok include:

  • Houses
  • Cars
  • Sewing machines
  • Wedding dresses
  • Strollers
  • Venues
  • Tools
  • Sports equipment
  • etc.

This is obviously not the complete list but it does give you an idea of the variety of items currrently on offer.

What could you rent out on Zilok.com?

 

Additional Info

  • Type Freelance, Online
  • Eligibility International
  • Investment required? No
  • Need Experience? No
Published in Miscellaneous

Abundance is a peer-to-peer invesmtent portal that gives members the opportunity to fund projects which have a positive effect on society and the environment. You can start with as little as £5 and they offer returns of 6-9% with the possibility of earning a long-term income and using the investments as an alternative pension investment.

Investments are a risk, so with such low entry levels you can afford to spread this risk across several different projects. On the offer page they have a tool to calculate your returns so you can see how much you would earn each year on your investment. The more you invest, the greater your return, however, you should never invest more than you can afford. If £5 is all you have available, start with that and add more when you can.

The Abundance focus is not about making millions, but a collaborative effort increasing availability of renewable energy in the UK, helping schools and communities save money on their bills, while giving investors a fair return on their deposits.

Abundance offers long-term investments over 15-20 years, making them an option for those looking for future payouts for important life events like retirement or university. If you need access to your money before the term is up, you can sell your debentures at any time.

Payments

Capital and interest is paid every six months at which point you can choose to withdraw the money or reinvest it. They also offer an Abundance SIPP so you can set up a pension income.

Fees

There are no charges for investing in Abundance projects but if live outside the UK you may be charged for withdrawing money to overseas.

Eligibilty

Anyone over 18, resident in the UK or the EU - not available to US residents.

 

 

 

 

 

 

Additional Info

  • Type Investment
  • Eligibility Europe, UK
  • Investment required? Yes
Published in Investing
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